Concentra Bank will be closed on September 30 for the National Day for Truth and Reconciliation. Read More

Please note that Concentra Bank and Concentra Trust will be closed on Thursday, September 30 for the National Day for Truth and Reconciliation, a day to commemorate the tragic legacy of residential schools in Canada. The National Day for Truth and Reconciliation will be observed as a statutory holiday for employees in federally regulated workplaces, which applies to Concentra.

We will reopen on Friday, October 1, 2021.

Impossible? It’s possible!

At Concentra, we understand your needs and we work with you to make it happen.

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Full mortgage commitment within 2 business days*

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Great mortgage rate for every need

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Expert Mortgage Specialist

Disclaimer

Our mortgage rate

Today’s Special Mortgage Rate

For a 5 year variable term

Starting at
1.40
%
**
1.48
% APR
***
Have Unique Mortgage Needs?

Our Mortgage Specialists will work with you to find you the best rate.

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How we get it done

Concentra Mobile Mortgage Specialists are selected for their expertise and dedication to client service. See how we go above and beyond to help you make the best mortgage choice.

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Not sure where to start or who to contact?

Reach out here and we’ll get you connected with a specialist who can help you with your mortgage needs.

Constructing the right mortgage for you

We build your mortgage from the ground up so you get the right combination of great rates and flexibility. We will also help you manage unexpected financial challenges through our deferral and skip-a-payment programs.

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If you have plans to refinance, renovate or move in the near future, a 1-2-year fixed mortgage term gives you flexibility.

If you want consistent payments, but there is a chance you may need to break your mortgage early, a 3-year fixed mortgage term could save money on penalty costs.

If you’re staying put and like the idea of steady, predictable payments, a 5-year fixed mortgage term is a great way to go.

If you need maximum flexibility, a 5-year variable mortgage tied to prime rate may be the option for you.

Pay it off faster

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Make annual lump-sum payments of up to 20% of the original mortgage amount.

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Increase your payments by up to 25% of the principal and interest amount per calendar year.

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Double up your payment once per year.

What’s right for you?

Connect with your local Mobile Mortgage Specialist and let’s start customizing a mortgage that meets all of your needs.

Find a Specialist View mortgage rates Mortgage calculator

This is how it feels to live life with an airbag

Every Concentra mortgage offers the advantage of group discounts on affordable ways to protect yourself, your family, and your home.

Learn More
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Are you an existing customer?

Check your account status, payments, and other loan details anytime.

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We understand this can be a difficult time for homeowners. If you need help with your mortgage, contact us at:
concentra@mortgageservicing.ca | 1.855.795.4489

Have any questions?

If you are experiencing financial hardship during COVID-19 pandemic, a deferral may provide some relief. Need more info on this or other important questions relating to your mortgage? Check out our commonly asked questions.

View FAQ
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Customer support
Phone: 1-800-788-6311
Hours: Mon - Fri 8am - 4:30pm CST