Our mortgage rate
How we get it done
Concentra Mobile Mortgage Specialists are selected for their expertise and dedication to client service. See how we go above and beyond to help you make the best mortgage choice.
Not sure where to start or who to contact?
Reach out here and we’ll get you connected with a specialist who can help you with your mortgage needs.
Constructing the right mortgage for you
We build your mortgage from the ground up so you get the right combination of great rates and flexibility. We will also help you manage unexpected financial challenges through our deferral and skip-a-payment programs.
If you have plans to refinance, renovate or move in the near future, a 1-2-year fixed mortgage term gives you flexibility.
If you want consistent payments, but there is a chance you may need to break your mortgage early, a 3-year fixed mortgage term could save money on penalty costs.
If you’re staying put and like the idea of steady, predictable payments, a 5-year fixed mortgage term is a great way to go.
If you need maximum flexibility, a 5-year variable mortgage tied to prime rate may be the option for you.
Pay it off faster
Make annual lump-sum payments of up to 20% of the original mortgage amount.
Increase your payments by up to 25% of the principal and interest amount per calendar year.
Double up your payment once per year.
If you are experiencing financial hardship during COVID-19 pandemic, a deferral may provide some relief. Need more info on this or other important questions relating to your mortgage? Check out our commonly asked questions.View FAQ